/* 머니올데이 — deep navy + warm gold (distinct from teal v1 / purple competitors) */
:root {
  --ink: #07111f;
  --ink-soft: #0f1c2e;
  --navy: #13233a;
  --gold: #f0b429;
  --gold-soft: #ffd56a;
  --mint: #2dd4a8;
  --text: #142033;
  --muted: #5b6b7c;
  --line: rgba(20, 32, 51, 0.08);
  --paper: #f5f7fa;
  --white: #ffffff;
  --shadow: 0 18px 50px rgba(7, 17, 31, 0.12);
  --radius: 20px;
  --header-h: 74px;
  --banner-h: 60px;
  --font: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, "Apple SD Gothic Neo", sans-serif;
  --display: "SUITE Variable", SUITE, "Pretendard Variable", Pretendard, sans-serif;
  --wrap: min(1120px, calc(100% - 40px));
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  padding-bottom: var(--banner-h);
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

ul,
ol {
  list-style: none;
}

img {
  max-width: 100%;
  display: block;
}

.wrap {
  width: var(--wrap);
  margin: 0 auto;
}

.section-kicker {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  color: var(--gold);
  margin-bottom: 12px;
}

.section-kicker.light {
  color: var(--gold-soft);
}

.section-title {
  font-family: var(--display);
  font-size: clamp(1.75rem, 3.4vw, 2.45rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1.25;
  margin-bottom: 10px;
}

.section-desc {
  color: var(--muted);
  font-size: 1.02rem;
  max-width: 36em;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 52px;
  padding: 0 24px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.98rem;
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-light {
  background: var(--white);
  color: var(--ink);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.15);
}

.btn-light:hover {
  background: var(--gold);
}

.btn-ghost {
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  color: var(--white);
  background: rgba(255, 255, 255, 0.06);
}

.btn-ghost:hover {
  background: rgba(255, 255, 255, 0.14);
}

/* Header */
.header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 100;
  height: var(--header-h);
  background: rgba(255, 255, 255, 0.86);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid transparent;
  transition: 0.25s ease;
}

.header.scrolled {
  background: rgba(255, 255, 255, 0.96);
  border-bottom-color: var(--line);
  box-shadow: 0 8px 28px rgba(7, 17, 31, 0.06);
}

.header-inner {
  width: min(1200px, calc(100% - 28px));
  height: 100%;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 20px;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.logo-mark {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: linear-gradient(145deg, #1a3358, var(--ink));
  color: var(--gold);
  font-family: var(--display);
  font-weight: 800;
  font-size: 1.05rem;
  box-shadow: 0 8px 20px rgba(7, 17, 31, 0.25);
}

.logo-mark.sm {
  width: 32px;
  height: 32px;
  font-size: 0.9rem;
  border-radius: 10px;
}

.logo-text {
  font-family: var(--display);
  font-size: 1.12rem;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.nav {
  display: flex;
  gap: 4px;
  margin-left: auto;
}

.nav a {
  padding: 8px 12px;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--muted);
  border-radius: 8px;
  transition: 0.2s ease;
}

.nav a:hover {
  color: var(--ink);
  background: var(--paper);
}

.nav a.active {
  color: var(--ink);
  background: var(--paper);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.live-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 12px;
  border-radius: 999px;
  background: #eef6ff;
  color: #1d5bb8;
  font-size: 0.8rem;
  font-weight: 700;
  white-space: nowrap;
}

.live-pill i {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #2b7cff;
  box-shadow: 0 0 0 0 rgba(43, 124, 255, 0.55);
  animation: pulse 1.6s infinite;
}

@keyframes pulse {
  70% {
    box-shadow: 0 0 0 8px rgba(43, 124, 255, 0);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(43, 124, 255, 0);
  }
}

.header-phone {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--ink);
  white-space: nowrap;
}

.header-cta {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  background: var(--ink);
  color: var(--white);
  font-weight: 700;
  font-size: 0.88rem;
  white-space: nowrap;
  transition: background 0.2s ease;
}

.header-cta:hover {
  background: #1a3358;
}

.menu-toggle {
  display: none;
  width: 42px;
  height: 42px;
  border: 0;
  background: transparent;
  flex-direction: column;
  justify-content: center;
  gap: 6px;
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--ink);
  margin-left: auto;
  transition: 0.2s ease;
}

.menu-toggle[aria-expanded="true"] span:first-child {
  transform: translateY(4px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:last-child {
  transform: translateY(-4px) rotate(-45deg);
}

.mobile-nav {
  position: fixed;
  top: var(--header-h);
  left: 0;
  right: 0;
  z-index: 99;
  background: var(--white);
  border-bottom: 1px solid var(--line);
  padding: 12px 20px 20px;
  display: flex;
  flex-direction: column;
  gap: 4px;
  box-shadow: var(--shadow);
}

.mobile-nav[hidden] {
  display: none;
}

.mobile-nav a {
  padding: 12px 8px;
  font-weight: 700;
  border-radius: 10px;
}

.mobile-nav-cta {
  margin-top: 8px;
  text-align: center;
  background: var(--ink);
  color: var(--white) !important;
}

/* Hero slider */
.hero-slider {
  position: relative;
  width: 100%;
  height: 76svh;
  min-height: 500px;
  max-height: 720px;
  overflow: hidden;
  color: var(--white);
}

.slider-track {
  position: relative;
  width: 100%;
  height: 100%;
}

.slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 0.8s ease-in-out;
  pointer-events: none;
}

.slide.is-active {
  opacity: 1;
  pointer-events: auto;
}

.slide-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
  transform: scale(1.04);
  transition: transform 6s ease-out;
}

.slide.is-active .slide-bg {
  transform: scale(1);
}

.slide-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to bottom,
    rgba(7, 17, 31, 0.45) 0%,
    rgba(7, 17, 31, 0.58) 50%,
    rgba(7, 17, 31, 0.72) 100%
  );
}

.slide-content {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  height: 100%;
  padding: 0 24px;
  max-width: 860px;
  margin: 0 auto;
}

.slide-eyebrow {
  font-size: clamp(0.78rem, 1.5vw, 0.95rem);
  color: rgba(255, 255, 255, 0.85);
  font-weight: 600;
  margin: 0 0 14px;
  letter-spacing: 0.01em;
}

.slide-eyebrow--pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.28);
  padding: 6px 16px;
  border-radius: 999px;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.92);
}

.slide-eyebrow-dot {
  width: 7px;
  height: 7px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
  animation: eyebrowBlink 1.2s ease-in-out infinite;
}

@keyframes eyebrowBlink {
  0%,
  100% {
    opacity: 1;
  }
  50% {
    opacity: 0.35;
  }
}

.slide-headline {
  font-family: var(--display);
  font-size: clamp(1.7rem, 4.5vw, 3rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.35;
  letter-spacing: -0.04em;
  margin: 0 0 14px;
  word-break: keep-all;
}

.slide-accent-gold {
  color: var(--gold-soft);
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.35);
}

.slide-sub {
  font-size: clamp(0.92rem, 2vw, 1.08rem);
  color: rgba(255, 255, 255, 0.86);
  margin: 0 0 28px;
  word-break: keep-all;
  line-height: 1.65;
}

.slide-sub strong {
  color: var(--gold-soft);
}

.slide-services {
  font-size: 0.86rem;
  color: rgba(255, 255, 255, 0.5);
  margin: -12px 0 24px;
}

.slide-cta {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: center;
}

.slide.is-active .slide-eyebrow,
.slide.is-active .slide-headline,
.slide.is-active .slide-sub,
.slide.is-active .slide-services,
.slide.is-active .slide-cta {
  animation: slideTextUp 0.65s ease both;
}

.slide.is-active .slide-eyebrow {
  animation-delay: 0.08s;
}

.slide.is-active .slide-headline {
  animation-delay: 0.16s;
}

.slide.is-active .slide-sub,
.slide.is-active .slide-services {
  animation-delay: 0.24s;
}

.slide.is-active .slide-cta {
  animation-delay: 0.32s;
}

@keyframes slideTextUp {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

/* First slide: bright brand intro + bottom-flush portrait */
.slide--two-col {
  background:
    radial-gradient(ellipse 50% 60% at 85% 40%, rgba(240, 180, 41, 0.18), transparent 60%),
    radial-gradient(ellipse 45% 50% at 10% 90%, rgba(45, 212, 168, 0.1), transparent 55%),
    linear-gradient(165deg, #ffffff 0%, #f7f8fb 45%, #eef2f7 100%);
  color: var(--ink);
}

.slide--two-col .slide-content {
  flex-direction: row;
  align-items: center;
  justify-content: flex-start;
  text-align: left;
  gap: 24px;
  max-width: 1200px;
  width: min(1200px, calc(100% - 40px));
  height: 100%;
  padding: calc(var(--header-h) + 8px) 0 0;
  position: relative;
}

.slide--two-col .slide-eyebrow {
  color: var(--muted);
}

.slide--two-col .slide-eyebrow--pill {
  background: rgba(7, 17, 31, 0.05);
  border-color: rgba(7, 17, 31, 0.12);
  color: var(--ink);
  font-weight: 700;
}

.slide--two-col .slide-headline {
  color: var(--ink);
  font-weight: 900;
}

.slide--two-col .slide-accent-gold {
  color: #c98900;
  text-shadow: none;
}

.slide--two-col .slide-sub {
  color: #2a3a4d;
  font-weight: 600;
}

.slide--two-col .slide-sub strong {
  color: #b57a00;
  font-weight: 800;
}

.slide--two-col .slide-services {
  color: #5b6b7c;
  font-weight: 600;
}

.slide--two-col .btn-light {
  background: var(--ink);
  color: var(--white);
  box-shadow: 0 10px 24px rgba(7, 17, 31, 0.18);
}

.slide--two-col .btn-light:hover {
  background: var(--gold);
  color: var(--ink);
}

.slide--two-col .btn-ghost {
  border-color: rgba(7, 17, 31, 0.28);
  color: var(--ink);
  background: rgba(255, 255, 255, 0.7);
}

.slide--two-col .btn-ghost:hover {
  background: var(--ink);
  color: var(--white);
  border-color: var(--ink);
}

.slide-text-col {
  flex: 1 1 auto;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  max-width: 480px;
  position: relative;
  z-index: 2;
  padding-bottom: 48px;
}

.slide-text-col .slide-eyebrow,
.slide-text-col .slide-headline,
.slide-text-col .slide-sub,
.slide-text-col .slide-services {
  text-align: left;
}

.slide-text-col .slide-cta {
  justify-content: flex-start;
}

.slide-text-col .slide-headline {
  font-size: clamp(2rem, 4.2vw, 3.2rem);
}

.slide--two-col .slide-illust-col {
  position: absolute;
  right: 0;
  bottom: 0;
  top: calc(var(--header-h) + 18px);
  width: min(56%, 620px);
  flex: none;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  z-index: 1;
  pointer-events: none;
}

.hero-illust-wrap {
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  width: 100%;
  height: 100%;
  max-width: none;
}

.hero-illust-wrap::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 0;
  width: 72%;
  height: 22%;
  transform: translateX(-50%);
  background: radial-gradient(ellipse at center, rgba(7, 17, 31, 0.1), transparent 72%);
  filter: blur(14px);
  pointer-events: none;
  z-index: 0;
}

.slide-illust-img {
  position: relative;
  z-index: 1;
  width: auto;
  height: 100%;
  max-width: none;
  object-fit: contain;
  object-position: center bottom;
  filter: drop-shadow(0 18px 36px rgba(7, 17, 31, 0.16));
}

.slide--two-col .hero-scroll {
  color: rgba(7, 17, 31, 0.35);
  bottom: 28px;
}

.slide--two-col .hero-scroll::after {
  background: linear-gradient(to bottom, rgba(7, 17, 31, 0.4), transparent);
}

.hero-slider:has(.slide--two-col.is-active) .dot {
  background: rgba(7, 17, 31, 0.22);
}

.hero-slider:has(.slide--two-col.is-active) .dot--active {
  background: var(--gold);
}

.hero-scroll {
  position: absolute;
  bottom: 56px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 3;
  font-size: 0.68rem;
  letter-spacing: 0.28em;
  color: rgba(255, 255, 255, 0.45);
  font-weight: 700;
}

.hero-scroll::after {
  content: "";
  display: block;
  width: 1px;
  height: 28px;
  margin: 8px auto 0;
  background: linear-gradient(to bottom, rgba(255, 255, 255, 0.5), transparent);
  animation: scrollLine 1.6s ease-in-out infinite;
}

@keyframes scrollLine {
  0%,
  100% {
    opacity: 0.3;
    transform: scaleY(0.7);
  }
  50% {
    opacity: 1;
    transform: scaleY(1);
  }
}

.slider-dots {
  position: absolute;
  bottom: calc(28px + env(safe-area-inset-bottom, 0px));
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 8px;
  z-index: 10;
}

.dot {
  position: relative;
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.4);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: width 0.3s ease, background 0.3s ease;
  -webkit-tap-highlight-color: transparent;
}

.dot::before {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 40px;
  height: 40px;
}

.dot--active {
  width: 28px;
  background: var(--gold);
}

/* Ticker */
.ticker {
  background: var(--ink);
  color: rgba(255, 255, 255, 0.88);
  overflow: hidden;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.ticker-track {
  display: flex;
  width: max-content;
  gap: 0;
  animation: ticker 40s linear infinite;
  padding: 14px 0;
  font-size: 0.9rem;
  font-weight: 600;
}

.ticker-track span {
  padding: 0 28px;
  white-space: nowrap;
  border-right: 1px solid rgba(255, 255, 255, 0.12);
}

.ticker-track b {
  color: var(--gold-soft);
  font-weight: 800;
}

@keyframes ticker {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

/* Stats */
.stats {
  margin-top: 0;
  position: relative;
  z-index: 2;
  padding: 48px 0 56px;
  background: var(--white);
}

.stats-card {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
  overflow: visible;
}

.stat {
  padding: 28px 20px;
  text-align: center;
  position: relative;
}

.stat:not(:last-child)::after {
  content: "";
  position: absolute;
  right: 0;
  top: 22%;
  bottom: 22%;
  width: 1px;
  background: var(--line);
}

.stat-label {
  display: block;
  font-size: 0.82rem;
  color: var(--muted);
  font-weight: 600;
  margin-bottom: 8px;
}

.stat-value {
  font-family: var(--display);
  font-size: clamp(1.35rem, 2.5vw, 1.85rem);
  font-weight: 800;
  letter-spacing: -0.03em;
}

.stat-unit {
  font-size: 0.9rem;
  font-weight: 700;
  margin-left: 2px;
}

.stats-note {
  text-align: right;
  font-size: 0.78rem;
  color: var(--muted);
  margin-top: 10px;
}

/* Trust / sections */
.trust,
.how,
.worries,
.reviews,
.faq,
.live {
  padding: 88px 0;
}

.trust .section-desc,
.how .section-desc,
.worries .section-desc,
.reviews .section-desc,
.live .section-desc {
  margin-bottom: 40px;
}

.trust {
  background: var(--paper);
}

.trust-grid,
.worry-grid,
.review-grid {
  display: grid;
  gap: 16px;
}

.trust-grid {
  grid-template-columns: repeat(4, 1fr);
}

.trust-item,
.worry,
.review {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 22px;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.trust-item:hover,
.worry:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.trust-icon {
  display: inline-block;
  font-family: var(--display);
  font-weight: 800;
  color: var(--gold);
  font-size: 0.95rem;
  margin-bottom: 14px;
}

.trust-item h3,
.worry h3,
.step h3,
.review h3 {
  font-size: 1.08rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}

.trust-item p,
.worry p,
.step p,
.review p {
  color: var(--muted);
  font-size: 0.94rem;
}

/* Services — dark list layout (distinct from trust cards) */
.services {
  padding: 0;
  background:
    radial-gradient(ellipse 50% 60% at 10% 20%, rgba(240, 180, 41, 0.14), transparent 55%),
    linear-gradient(160deg, #07111f 0%, #0f1c2e 55%, #13233a 100%);
  color: var(--white);
  overflow: hidden;
}

.services-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 48px;
  align-items: start;
  padding: 88px 0 56px;
}

.services-intro .section-title {
  color: var(--white);
  margin-bottom: 14px;
}

.services-intro .section-desc {
  color: rgba(255, 255, 255, 0.68);
  margin-bottom: 28px;
}

.services-cta {
  min-height: 48px;
}

.service-list {
  display: flex;
  flex-direction: column;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.service-row {
  display: grid;
  grid-template-columns: 56px 1fr auto;
  gap: 16px;
  align-items: center;
  padding: 22px 4px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
  transition: background 0.25s ease, padding 0.25s ease;
}

.service-row:hover {
  background: rgba(255, 255, 255, 0.05);
  padding-left: 12px;
  padding-right: 12px;
}

.service-row-num {
  font-family: var(--display);
  font-weight: 800;
  font-size: 0.95rem;
  color: var(--gold);
  letter-spacing: 0.04em;
}

.service-row-body h3 {
  font-size: 1.2rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: 4px;
  color: var(--white);
}

.service-row-body p {
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.92rem;
  margin: 0;
}

.service-row-go {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.22);
  display: grid;
  place-items: center;
  color: var(--gold-soft);
  font-size: 1.1rem;
  transition: 0.25s ease;
}

.service-row:hover .service-row-go {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--ink);
  transform: translateX(2px);
}

.service-brands {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  background: rgba(0, 0, 0, 0.18);
  overflow: hidden;
  padding: 22px 0;
}

.service-brands-track {
  display: flex;
  gap: 28px;
  width: max-content;
  animation: brandScroll 32s linear infinite;
  align-items: center;
}

.service-brands-track img {
  height: 42px;
  width: auto;
  object-fit: contain;
  border-radius: 8px;
  opacity: 0.88;
  filter: brightness(1.05);
}

@keyframes brandScroll {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

/* How */
.how {
  background: var(--paper);
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.step {
  display: flex;
  gap: 16px;
  background: var(--white);
  border-radius: var(--radius);
  padding: 26px 22px;
  border: 1px solid var(--line);
}

.step-num {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: var(--ink);
  color: var(--gold);
  font-family: var(--display);
  font-weight: 800;
  font-size: 1.1rem;
}

.step em {
  display: inline-block;
  margin-top: 12px;
  font-style: normal;
  font-size: 0.78rem;
  font-weight: 800;
  color: #0f8f6e;
  background: rgba(45, 212, 168, 0.12);
  padding: 4px 10px;
  border-radius: 999px;
}

/* Safety */
.safety {
  padding: 20px 0 88px;
}

.safety-box {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 36px;
  align-items: center;
  background: linear-gradient(145deg, #0b1626, #16304f);
  color: var(--white);
  border-radius: 28px;
  padding: 48px 44px;
  box-shadow: var(--shadow);
}

.safety-box h2 {
  font-family: var(--display);
  font-size: clamp(1.5rem, 2.8vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1.3;
  margin-bottom: 12px;
}

.safety-box > .safety-copy > p:last-child {
  color: rgba(255, 255, 255, 0.7);
}

.safety-list {
  display: grid;
  gap: 12px;
}

.safety-list li {
  position: relative;
  padding: 14px 16px 14px 42px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 14px;
  font-weight: 600;
  font-size: 0.94rem;
}

.safety-list li::before {
  content: "!";
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(240, 180, 41, 0.2);
  color: var(--gold-soft);
  display: grid;
  place-items: center;
  font-size: 0.75rem;
  font-weight: 900;
}

/* Worries */
.worry-grid {
  grid-template-columns: repeat(2, 1fr);
}

/* Reviews */
.reviews {
  background: var(--paper);
}

.review-score {
  display: flex;
  align-items: baseline;
  gap: 10px;
  margin-bottom: 24px;
}

.review-score strong {
  font-family: var(--display);
  font-size: 2.4rem;
  font-weight: 800;
  letter-spacing: -0.04em;
}

.review-score span {
  color: var(--gold);
  letter-spacing: 2px;
}

.review-score em {
  font-style: normal;
  color: var(--muted);
  font-size: 0.88rem;
}

.review-grid {
  grid-template-columns: repeat(3, 1fr);
}

.review {
  display: flex;
  flex-direction: column;
  gap: 12px;
  min-height: 220px;
}

.review-stars {
  color: var(--gold);
  letter-spacing: 1px;
  font-size: 0.85rem;
}

.review p {
  flex: 1;
  color: var(--text);
  font-size: 0.95rem;
  line-height: 1.6;
}

.review-meta {
  display: flex;
  justify-content: space-between;
  gap: 8px;
  font-size: 0.82rem;
  color: var(--muted);
  font-weight: 600;
  padding-top: 8px;
  border-top: 1px solid var(--line);
}

/* FAQ */
.faq-layout {
  display: grid;
  grid-template-columns: 0.75fr 1.25fr;
  gap: 40px;
  align-items: start;
}

.faq-item {
  border-bottom: 1px solid var(--line);
}

.faq-item button {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 4px;
  border: 0;
  background: transparent;
  font: inherit;
  font-weight: 700;
  font-size: 1.02rem;
  text-align: left;
  cursor: pointer;
  color: var(--text);
}

.faq-item button span {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--paper);
  display: grid;
  place-items: center;
  font-size: 1.1rem;
  color: var(--muted);
  transition: 0.2s ease;
}

.faq-item.open button span {
  background: var(--ink);
  color: var(--gold);
  transform: rotate(45deg);
}

.faq-answer {
  display: none;
  padding: 0 4px 20px;
  color: var(--muted);
  font-size: 0.96rem;
  line-height: 1.7;
}

.faq-item.open .faq-answer {
  display: block;
}

/* Live table */
.live-table-wrap {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(7, 17, 31, 0.05);
}

.live-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 20px 24px;
  background: var(--ink);
  color: var(--white);
}

.live-head h3 {
  font-size: 1.05rem;
  font-weight: 800;
}

.live-clock {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.65);
}

.live-table {
  width: 100%;
  border-collapse: collapse;
}

.live-table th,
.live-table td {
  padding: 14px 18px;
  text-align: left;
  font-size: 0.92rem;
}

.live-table th {
  background: var(--paper);
  color: var(--muted);
  font-weight: 700;
  font-size: 0.8rem;
}

.live-table tbody tr {
  border-top: 1px solid var(--line);
  animation: rowIn 0.45s ease both;
}

@keyframes rowIn {
  from {
    opacity: 0;
    background: rgba(45, 212, 168, 0.12);
  }
  to {
    opacity: 1;
    background: transparent;
  }
}

.live-table td:nth-child(3) {
  font-weight: 800;
  font-variant-numeric: tabular-nums;
}

.status {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 700;
  font-size: 0.82rem;
  color: #0f8f6e;
}

.status::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--mint);
}

.status.processing {
  color: #1d5bb8;
}

.status.processing::before {
  background: #2b7cff;
}

/* Contact */
.contact {
  padding: 40px 0 100px;
}

.contact-box {
  text-align: center;
  background:
    radial-gradient(ellipse 60% 80% at 70% 20%, rgba(240, 180, 41, 0.2), transparent 55%),
    linear-gradient(145deg, #07111f, #16304f);
  color: var(--white);
  border-radius: 28px;
  padding: 64px 28px;
}

.contact-box h2 {
  font-family: var(--display);
  font-size: clamp(1.7rem, 3.2vw, 2.4rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  margin-bottom: 12px;
}

.contact-box > p {
  color: rgba(255, 255, 255, 0.72);
  margin-bottom: 28px;
}

.contact-actions {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 18px;
}

.contact-note {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.5) !important;
}

/* Footer */
.footer {
  background: #050b14;
  color: rgba(255, 255, 255, 0.65);
  padding: 40px 0 calc(28px + var(--banner-h));
  font-size: 0.88rem;
}

.footer-inner {
  display: grid;
  gap: 16px;
}

.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
}

.footer-brand strong {
  font-family: var(--display);
  font-size: 1.05rem;
}

.footer-info {
  display: grid;
  gap: 4px;
}

.footer-copy {
  margin-top: 8px;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.4);
}

/* Float widgets */
.float-widgets {
  position: fixed;
  right: 18px;
  bottom: calc(var(--banner-h) + 18px);
  z-index: 90;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 10px;
}

.float-tip {
  background: var(--white);
  color: var(--ink);
  padding: 10px 14px;
  border-radius: 14px;
  font-size: 0.82rem;
  font-weight: 700;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  animation: tipPop 0.5s ease both;
}

.float-tip b {
  color: #1d5bb8;
}

@keyframes tipPop {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

.float-phone,
.float-chat {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  box-shadow: 0 12px 28px rgba(7, 17, 31, 0.28);
  transition: transform 0.2s ease;
}

.float-phone:hover,
.float-chat:hover {
  transform: scale(1.06);
}

.float-phone {
  background: var(--ink);
  color: var(--white);
}

.float-chat {
  background: var(--gold);
  color: var(--ink);
}

/* Bottom banner */
.bottom-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 95;
  height: var(--banner-h);
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--ink);
}

.bottom-banner--chat {
  grid-template-columns: 1fr;
  background: var(--gold);
}

.bottom-banner a {
  display: grid;
  place-items: center;
  font-weight: 800;
  font-size: 0.98rem;
  color: var(--white);
}

.bottom-banner--chat a {
  width: 100%;
  font-size: 1.08rem;
  letter-spacing: 0.02em;
}

.banner-chat {
  background: var(--gold);
  color: var(--ink) !important;
}

/* Subpages */
.subpage .header {
  background: rgba(255, 255, 255, 0.96);
  border-bottom-color: var(--line);
}

.page-hero {
  padding: calc(var(--header-h) + 56px) 0 56px;
  background:
    radial-gradient(ellipse 60% 80% at 80% 20%, rgba(240, 180, 41, 0.18), transparent 55%),
    linear-gradient(160deg, #07111f 0%, #13233a 100%);
  color: var(--white);
  text-align: center;
}

.page-hero .section-kicker {
  margin-bottom: 14px;
}

.page-hero h1 {
  font-family: var(--display);
  font-size: clamp(1.9rem, 4vw, 2.8rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1.25;
  margin-bottom: 12px;
}

.page-hero h1 em {
  font-style: normal;
  color: var(--gold);
}

.page-hero p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 1.02rem;
}

.how-page {
  background: var(--paper);
  padding-top: 56px;
}

.steps-page {
  grid-template-columns: 1fr;
  gap: 16px;
}

.steps-page .step {
  padding: 32px 28px;
}

.steps-page h2 {
  font-size: 1.25rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}

.step-label {
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  color: var(--gold);
  margin-bottom: 6px !important;
}

.when {
  padding: 20px 0 40px;
}

.when-box {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 40px 36px;
  box-shadow: 0 10px 30px rgba(7, 17, 31, 0.05);
}

.when-box h2 {
  font-family: var(--display);
  font-size: clamp(1.4rem, 2.5vw, 1.8rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: 10px;
}

.when-note {
  color: var(--muted);
  margin-bottom: 22px;
  font-size: 0.95rem;
}

.when-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.when-list li {
  position: relative;
  padding: 16px 18px 16px 44px;
  background: var(--paper);
  border-radius: 14px;
  font-weight: 700;
  font-size: 0.95rem;
}

.when-list li::before {
  content: "✓";
  position: absolute;
  left: 16px;
  top: 50%;
  transform: translateY(-50%);
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(45, 212, 168, 0.15);
  color: #0f8f6e;
  display: grid;
  place-items: center;
  font-size: 0.72rem;
  font-weight: 900;
}

.reviews-page {
  background: var(--white);
  padding-top: 48px;
}

.section-more {
  display: flex;
  justify-content: center;
  margin-top: 28px;
}

.more-link {
  display: inline-flex;
  align-items: center;
  min-height: 46px;
  padding: 0 20px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--white);
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--ink);
  transition: 0.2s ease;
}

.more-link:hover {
  background: var(--ink);
  color: var(--white);
  border-color: var(--ink);
}

.notices {
  padding: 48px 0 20px;
}

.notice-list {
  display: grid;
  gap: 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  overflow: hidden;
}

.notice-item {
  border-bottom: 1px solid var(--line);
}

.notice-item:last-child {
  border-bottom: 0;
}

.notice-item button {
  width: 100%;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 24px;
  border: 0;
  background: transparent;
  font: inherit;
  text-align: left;
  cursor: pointer;
  color: var(--text);
}

.notice-item button .notice-title {
  font-weight: 800;
  font-size: 1.02rem;
  letter-spacing: -0.02em;
}

.notice-item button .notice-date {
  display: block;
  margin-top: 6px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--muted);
}

.notice-item button .notice-toggle {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--paper);
  display: grid;
  place-items: center;
  font-size: 1.1rem;
  color: var(--muted);
  transition: 0.2s ease;
}

.notice-item.open button .notice-toggle {
  background: var(--ink);
  color: var(--gold);
  transform: rotate(45deg);
}

.notice-body {
  display: none;
  padding: 0 24px 22px;
  color: var(--muted);
  font-size: 0.96rem;
  line-height: 1.75;
}

.notice-item.open .notice-body {
  display: block;
}

/* Reveal */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.show {
  opacity: 1;
  transform: none;
}

/* Responsive */
@media (max-width: 1024px) {
  .nav,
  .header-phone,
  .live-pill {
    display: none;
  }

  .menu-toggle {
    display: flex;
    margin-left: auto;
  }

  .header-actions {
    margin-left: 0;
  }

  .slide--two-col .slide-content {
    flex-direction: column;
    text-align: center;
    gap: 0;
    justify-content: center;
    padding: calc(var(--header-h) + 12px) 20px 48px;
  }

  .slide-text-col {
    align-items: center;
    max-width: none;
    padding-bottom: 0;
    flex: none;
  }

  .slide-text-col .slide-eyebrow,
  .slide-text-col .slide-headline,
  .slide-text-col .slide-sub,
  .slide-text-col .slide-services {
    text-align: center;
  }

  .slide-text-col .slide-cta {
    justify-content: center;
  }

  .slide--two-col .slide-illust-col {
    display: none;
  }

  .hero-slider {
    height: 56svh;
    min-height: 400px;
    max-height: 520px;
  }

  .trust-grid,
  .steps {
    grid-template-columns: 1fr 1fr;
  }

  .services-layout {
    grid-template-columns: 1fr;
    gap: 36px;
    padding: 72px 0 40px;
    align-items: start;
  }

  .services-intro {
    text-align: center;
  }

  .services-intro .section-desc {
    margin-left: auto;
    margin-right: auto;
  }

  .stats-card {
    grid-template-columns: 1fr 1fr;
  }

  .stat:nth-child(2)::after {
    display: none;
  }

  .stat:nth-child(1),
  .stat:nth-child(2) {
    border-bottom: 1px solid var(--line);
  }

  .safety-box,
  .faq-layout {
    grid-template-columns: 1fr;
  }

  .review-grid {
    grid-template-columns: 1fr 1fr;
  }

  .when-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 720px) {
  .header-cta {
    display: none;
  }

  .hero-slider {
    height: 50svh;
    min-height: 360px;
    max-height: 440px;
  }

  .slide--two-col .slide-content {
    padding: calc(var(--header-h) + 16px) 16px 52px;
  }

  .slide-content {
    padding-left: 16px;
    padding-right: 16px;
  }

  .slide-eyebrow,
  .slide--two-col .slide-eyebrow--pill {
    font-size: 0.76rem;
    margin-bottom: 10px;
  }

  .slide-text-col .slide-headline,
  .slide--two-col .slide-headline {
    font-size: clamp(1.5rem, 5.6vw, 1.9rem);
    margin-bottom: 10px;
  }

  .slide-headline {
    font-size: clamp(1.35rem, 5.2vw, 1.7rem);
    margin-bottom: 10px;
  }

  .slide-sub {
    font-size: 0.9rem;
    margin-bottom: 20px;
    line-height: 1.55;
  }

  .slide-services {
    font-size: 0.78rem;
    margin: -6px 0 16px;
  }

  .slide-cta .btn {
    min-height: 46px;
    padding: 0 18px;
    font-size: 0.9rem;
  }

  .hero-scroll {
    display: none;
  }

  .slider-dots {
    bottom: calc(14px + env(safe-area-inset-bottom, 0px));
  }

  .trust-grid,
  .steps,
  .worry-grid,
  .review-grid,
  .stats-card {
    grid-template-columns: 1fr;
  }

  .stat:not(:last-child)::after {
    display: none;
  }

  .stat:not(:last-child) {
    border-bottom: 1px solid var(--line);
  }

  .safety-box {
    padding: 32px 22px;
  }

  .live-table th:nth-child(2),
  .live-table td:nth-child(2) {
    display: none;
  }

  .float-widgets {
    right: 12px;
    bottom: calc(var(--banner-h) + 12px);
  }

  .float-tip {
    display: none;
  }

  .trust,
  .how,
  .worries,
  .reviews,
  .faq,
  .live {
    padding: 64px 0;
  }

  .services-layout {
    padding: 64px 0 32px;
  }

  .service-row {
    grid-template-columns: 44px 1fr auto;
    gap: 12px;
    padding: 18px 2px;
  }

  .service-row-body h3 {
    font-size: 1.08rem;
  }

  .service-brands-track img {
    height: 34px;
  }

  .page-hero {
    padding: calc(var(--header-h) + 36px) 0 40px;
  }

  .when-box {
    padding: 28px 20px;
  }

  .steps-page .step {
    padding: 24px 18px;
  }
}